Banking & finance
بینکنگ و مالیات
Bank disputes have a free, fast escalation path before you reach court: Bank → Banking Mohtasib → High Court writ. Predatory loan apps post-SBP banning are a separate animal — escalate to NCCIA (was FIA NR3C) at 1991. Cheque dishonour is criminal under PPC §489-F.
Key statutes
- Banking Companies Ordinance 1962
- Banking Tribunals Ordinance 1984
- Negotiable Instruments Act 1881
- PPC §489-F (cheque dishonour)
When to hire a lawyer
Try the Banking Mohtasib first — it costs PKR 0 and resolves most disputes inside 60 days. Hire counsel if (a) loss > PKR 500k, (b) the bank ignores the Mohtasib order, (c) you need a writ to restrain freezing of an account.
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