Insurance
انشورنس
Insurance disputes have a single dedicated ombudsman — the Federal Insurance Ombudsman (FIO) at fio.gov.pk. SECP regulates insurance companies under the Insurance Ordinance 2000. Compulsory third-party motor insurance is in the Motor Vehicles Act 1939, s.94.
Key statutes
- Insurance Ordinance 2000
- Federal Insurance Ombudsman Office (Establishment) Act 2005
- Motor Vehicles Act 1939, s.94
When to hire a lawyer
Try the FIO first — free and binding up to PKR 5m. Hire for repudiated life-insurance claims > PKR 5m, group-policy disputes, and constitutional petitions against state-owned insurers (SLIC).
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